Fix & Flip Profit Calculator
Estimate your net profit, ROI, and cash needed before you make an offer. Adjust deal inputs in real time to find the right numbers.
Run Your Numbers
Drag the sliders to match your deal. Results update instantly.
Deal Inputs
Purchase Price
$300,000
After Repair Value (ARV)
$450,000
Rehab Budget
$75,000
Loan Terms
Loan-to-Cost (LTC)
90.0%
Interest Rate
9.5%
Origination Points
2%
Holding & Exit
Holding Period
8 months
Monthly Holding Costs
$1,500
Selling Commission
5.0%
$12,375
183.3% ROI on Cash Invested
Loan Amount
$337,500
Cash to Close
$6,750
Origination Fee
$6,750
Monthly Payment
$2,672
Total Interest
$21,375
Total Holding Costs
$33,375
Total Project Cost
$415,125
Selling Costs
$22,500
Like what you see? Get a personalized quote.
We'll review your numbers and call you within 24 hours.Fix & Flip FAQ
What is Loan-to-Cost (LTC)?
LTC is the ratio of the loan amount to the total project cost (purchase price + rehab). For example, 90% LTC on a $375K total cost means a $337,500 loan.
How are origination points calculated?
Points are a percentage of the loan amount charged at closing. 2 points on a $300K loan = $6,000 origination fee.
What are typical holding costs?
Holding costs include property taxes, insurance, utilities, HOA, and maintenance. In Florida, budget $1,000-$2,500/month depending on property size and location.
How do I estimate ARV accurately?
Use comparable sales from the last 90 days within 0.5 miles. Focus on similar square footage, bed/bath count, and condition. Get a professional BPO for deals over $500K.
Ready to Fund Your Flip?
Get pre-qualified in 24 hours. Our team will review your deal and provide a term sheet.